Will You Survive 12 Months Without Working … ??

I’m one of many ‘Baby Boomers’ considering retirement or already there. My father lived through the Great Depression and was in the RAAF during the WWII. He built his own house and lived in it for 60 years. Dad had one job with a state government department for his entire working career, something hard to believe today. His income was sufficient, but we were not wealthy. He retired at age 59 with good superannuation and had no real financial concerns. He lived to the age of 90.

What is your score?

Fast forward to today, and you are expected to have around six to twelve career changes, (I had six changes to date).

Now we are living in an unforeseen period of time for most people on Earth, with a global pandemic and possibly severe financial hardships to follow.

According to Sociologists Dennis Gilbert, William Thompson and Joseph Hickey roughly 15% of the population of the world are upper middle class and are dealing with the virus situation reasonably well. Grave fears are held if the virus moves into some third world countries and is not contained.

Posted in Business, Community, economy, Responsibility, Robert Kiyosaki, Sustainability, Technology, Uncategorized | Leave a comment

Ray Dalio Says Capitalism & The System Are Broken!

  • Make every inch 10x stronger with grow strong shampoo, conditioner and leave-in treatment
  • Daily root to tip hair serum with apple extract and ceramide
  • Renews hair's natural strength and improves softness and shine, with visibly more healthy unbroken strands

Product description

Hair is almost entirely made up of protein, which gives hair its strength. ALL NEW, paraben-free Fructis formulas with Active Fruit Protein, an exclusive combination of citrus protein, Vitamins B3 amp; B6, fruit amp; plant-derived extracts and strengthening conditioners, are designed for healthier, stronger hair. Daily Fructis Grow Strong Strength Activator serum, with Apple Extract and Ceramide, renews hair's natural strength amp; improves softness and shine, with visibly more healthy unbroken strands.

"h2"From the manufacturer
Fructis Grow Strong Shampoo Fructis Grow Strong Conditioner Fructis Smoothing Treat 1 Minute Hair Mask + Banana Extract
Complete the Regimen with the Garnier Fructis Grow Strong System Cleanse. Condition. Treat.
Fructis Sleek amp; Shine Fructis Sleek amp; Shine Zero Fructis Moisture Lock Fructis Triple Nutrition Fructis Damage Eraser Fructis Grow Strong
Hair Type Frizzy, Dry, Unmanageable Hair. Frizzy, Fine Hair. Normal to Dry Hair. Normal to Dry HairDry to Very Dry Hair. Distressed, Damaged Hair. Normal Hair.
Formulated With: Argan Oil from Morocco. Marula Oil. Cactus Extract. Avocado, Olive, amp; Almond Oil. Amla Oil Extract and Phytokeratin*. Apple Extract and Ceramide.
Active Fruit Protein ✓ ✓ ✓ ✓ ✓ ✓
Paraben-Free ✓ ✓ ✓ ✓ ✓ ✓
Silicone-Free ✓
Benefit: Fructis Sleek amp; Shine soaks into frizzy, dry hair to smooth each strand. Up to 3 days sleek and long lasting frizz control even in 97% humidity*. Fructis Sleek amp; Shine Zero helps discipline frizzy, fine hair for weightlessly long-lasting smooth hair with natural movement. No weigh down. No greasy feel. Fructis Moisture Lock locks in 48 hours of moisture* with every wash, while strengthening hair to help prevent moisture loss amp; help resist dryness from frequent shampooing. Hair feels weightless, softer amp; shinier, even after washing up to twice a day Fructis Triple Nutrition's triple restoring action formula intensely transforms dry to very dry hair with 3X nourishing moisture* for stronger, smoother, shinier hair. No weigh down. No greasy feel. Fructis Damage Eraser helps rebuild strength from root to tip to intensely repair damage from daily brushing, heat styling, repeated coloring or chemical treatments. Fructis Grow Strong fortifies hair as it grows to bring life back to every inch: stronger, healthier amp; shinier.
*With shampoo, conditioner amp; leave-in cream. *With shampoo, conditioner amp; leave-in treatment. *With shampoo, conditioner amp; leave-in treatment. *Phytokeratin is a symbol of Lonza or its affiliates.
"tbody" "th" Fructis Treat 1 Minute Hair Mask "th" Fructis Wonder Mask "th" Fructis Sleek amp; Shine Intensely Smooth Leave-In Conditioning Cream "th" Fructis Sleek amp; Shine Anti-Frizz Serum
Treatment Type 1 Minute Hair Mask. Hair Mask for Long-Lasting Results. Leave-In Conditioner. Serum.
Why Use It? Condition hair in 1 minute. Get damage repair for up to 4 washes. Manage hair on-the-go. Add shine.
Wet, Damp or Dry Hair? Wet or Damp Hair. Wet Hair. Damp or Dry Hair. Damp or Dry Hair.